This may exist or already have been discussed. I apologize if so. I'd like to read the entire forum to find out but I've got 3 kids, a wife, and a more than full time job. Please forgive me.
I sneak in 9 holes when I can.
There should be tournaments sponsored by certain clubs. You get to use those clubs during the tournament.
This does several things:
A) Encourages the purchase of credits/clubs
B) Gives the little guys a shot on big stage. Everybody loves an underdog.
and ...
3) Makes the game more interesting for those of us who love to play but can't find the justification for spending money on an online video games at this point in our lives.
It only seems right.