bf-I think you were caught in a weird situation. If you saw the timer time out 3 times that would mean you were waiting in the game, not the start window. Basically the game was stuck on your end. The giveaway was not seeing a penalty shot for the other guy. The first time it times out and there was no warning you should X out of the game and go back to the start window.
The same thing happened to me and 1/2 way through the second timer I realized something fishy was up. I Xed out of the game and sure enough back in the start window everybody was waiting for me. They had seen me as disconnected but that timer kept going. LOL-I didn't know I was disconnected.
Usually, when odd stuff starts happening I find it helpful to X out and restart. It is a pain but better than losing the game. I realize this doesn't get you your $4 back but I can see why it happened. Sorry bud.