Now as I play golf off a "fair" handicap I therefore do tend to hit a few balls O.O.B and in the odd ditch. Now lets face it, hole 1 on St Andrews has a little stream on it. If I played it in real life I would just get out my little telescopic retriever thing and get the damn ball back. Shouldn't WGT reflect this possibility too? ;) Going into the middle of a lake is fair enough of course! As for going OOB, unless it was actuall the course edge, I would just get my ball off the hole next to the one I am (trying to) playing. At 124 credits for 3 it is not cheap for me, and I am still trying to learn the game in reality, considering I was made master after playing for only 3 weeks or so.