I do both and it works for me, though I miss a fair share of longer putts with a large amount of break, usually because I did not account for enough break. I have not been able to come up with a "formula" of sorts for this (other than using both techniques) , kind of like strong wind where I do exactly the same thing and with the same results, usually pretty close to target but obviously with putting accuracy is even more important.
What I do now to counter my misses is account for the break, then move the arrow even farther out, then putt, starting to work a little actually but long banana putts are maybe the toughest shot in the game.
I do wonder if the big dogs here have a formula of sorts, its been discussed before and the answer came up NO, however because things here are largely repeatable once you figure them out, my sneaky suspicion thinks there is even if ever so small, even just like the one I am using now. Like you, distance is never the issue and is generally easy to calculate, the break is the tricky part of any putt. I am getting better at judging these just by repetition using "feel" but I do wonder if you can judge the speed of the mini balls then add the distance
between you and the hole and make that to a fraction of the squares in the putting
grid; ie. medium speed + 10ft = 1/3 square you must move the aim (kinda copied this from other putting thread currently going). Like I said I do this now by feel like most here and as of now I have not written down any notes about it but I might start as this might be a "trade secret" that no one using will talk about.
If you check my ranked rounds I'm hardly an expert around here but just thought I would pipe in, so I too would be interested in what the 1000 - 2000 round people have to say.
As for the poll, not sure there is an official one, I usually just put POLL in the title and have had decent results just by clearly defining the question, which you have done.