As it is I will have to only play smaller stakes games and progress much slower if at all.
I'm sorry but how does playing for more coins in higher stakes coin rooms equal progressing faster? The amount of coins you have has nothing to do with progress.
Progress is based on SKILL at playing the game and advancing in Tier by producing lower scores.
You need to stay in the 3 lowest stake coin rooms where you, as a tour pro get a tee advantage until your skill level is good enough to play against better players in the higher stakes coin rooms where you play of a set tee.