VPNs are not as safe as they have you think they are. Your computer has an identification number that is transmitted with every site you meet. A VPN does not mask your computer number. Just as Alexander Graham Bell was told, "If you want to make phones, you will make them (tappable)"
Without doubt the NSA has its hand in all communication device development and is telling the makers that all phones & computers must have a built-in system that allows access to your microphone, camera, and general access to the folders as well.
No passwords needed