How do say......you are a ***......cheers

I knew you got your 68 average because you quit games. You proved me right.

You are  coward, someone who lacks in confidence. No reason to quit, you could have made up the 2-3 strokes. We still had 5 holes to play.

I ASKED YOU  AT THE BEGINNING IF YOU GOT YOUR LOW AVERAGE BY QUITTING, AND YOUR REPLY WAS "NO", SO NOT ONLY A COWARD, BUT A LIAR.

Games prove a lot about a person, and you have a lot of "looking in the mirror" to see if you really want to be the person you see