I'm just posting here to update my own personal situation.
As some people noticed, my system is fairly old BUT still works pretty good overall.
It was suggested that I turn down my Flash video quality and maybe this will help with my own stutters. This makes sense since my system is old, and I always knew that it would help with the ODD stutters I was having but most likely not with the ones I see in peak hours.
Well I turned the quality all the way down to LOW for the last 2 weeks.
Guess what? Load times are WAY faster, for this alone I think I might leave it on LOW. It is a shame that I dont see the nice moving water and such but overall the quality really isnt that bad, you miss out on some bells and whistles which I do like, and that is why I never bothered before, plus my problems are minimal overall anyway.
So load times are much faster, less info being transferred all the time AND yes it did help clear up my odd meter stutters, which I suspected. ALSO, as I suspected, mostly the peak hour effect is still there. I think it did become less so however BUT last night, the typical Friday night, bad stutters were still there, during the week I mostly had none even in the peak hours so a slight improvement possibly, hard to say for sure here. Also note that my CPU usage BARELY changed going to this new LOW setting so it seems that the load times being faster is what is helping the game in general not to stutter as much which makes perfect sense technically, especially in higher traffic times.
So in summary, 85-90% of ALL meter problems in my estimation, is all to do with a users computer. The other 10-15%, is not, which is what I have always mostly seen. Many users don't seem to notice a time of day effect and yet still have issues, this is the one thing that still baffles me a little and I can only think that certain combination's of things are more immune to server loads than others though I have trouble with this thesis in general.
Note that this summary comes from all my collective data on the issue to date and communications with all the people I have talked too. Note that if you OFTEN have long load time issues (which I did not) and general game stutter issues and have an older computer, consider turning your Flash setting to low as its bound to help for the most part.