hi Lodian, for companies like WGT, they have to have income for server costs and to pay employees. They are in fact very clever about the way they make income. I.E> sponsorship money from advertisers and money from us to buy all the cool toys they offer. They have also recognized the fact that many people have no money and have made it possible to play entirely for free. But I do understand your frustration..I have seen many people that play very well with the stock clubs, especially on kiawaa Island. Tournies are tough to win without equipment however, The CTTH comps can be won without any fancy equipment at all..this i can prove..A few simple purchases can be made without breaking the bank. A good driver and putter are important, perhaps a 64% wedge and some balls. With good execution you can play very well..i made master simply by purchasing a Ping rapture driver and a redwood putter...When you make master you will need better equipment. but considering the fact you can play this game free, a full set of nice clubs will be under the cost of most games..i pay about 15$ per month for balls...big deal...if your a young person that loves the game, mow a lawn, rake some leaves. Pick some berries, what ever it takes..it is your choice!